6 Smart Ways to Carry Money While Travelling


How do we keep our money safe, especially while travelling? With the notion of carrying money, it immediately comes to mind that we need a wallet, purse, or bag to keep our cash safe and secure. However, if you intend to travel with a substantially large amount of money you may wish to consider, some not so typical and seldom practiced ways to carry cash, especially while traveling abroad. There are about a million ways you can bring your money while traveling overseas in a secure fashion.

Here are six smart ways to carry money while traveling:

  1. Divide money and stash in different places, secret compartments
  2. Favor on-body storage
  3. Keep small bills handy in easily accessible pockets
  4. Carry an anti-theft bag containing your wallet or purse
  5. Use plastic cards, i.e., credit or debit over hard cash
  6. Hoard a handy sum of foreign currency

1. Divide money and stash in different places, secret compartments:

With large sums of money, divide the money into smaller amounts and store separately in your pocket, wallet, purse, or carry on bag. This so that if you accidentally lose them, you still have some reserves left over. Like they say, “don’t put all your eggs into one basket” In the event of theft or pickpocketing, you do not lose the whole lot and ruin your trip. At the place of lodging, do try to store the money in the safe in your room or perhaps deposit it with the hotel front desk.

2. Favor on-body storage

Keep the money safe on your body. The idea is to try to keep our money safe from pickpockets if it’s hidden away from sight. Protecting your cash away in money belts or waistbands, secret internal pockets, socks & shoes, even bras & underwear can bring you peace of mind.

Money belts and waistbands have been around for eons and are as old as grandma on her first maiden voyage. The money is secured underneath your clothes. This makes it extremely difficult for pickpocketers to hone their skills. However, avoid having to strip off your clothes in public to get to your stash of cash for that cup of coffee. To avoid an awkward situation, keep small loose change in your regular pockets for small ticket items.

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Alternatively, have pockets or secret compartments stitched into the inside of clothing. However, avoid tell-tale bulges protruding from your otherwise perfect body shape, it may turn to pickpockets into robbers. Hiding money in bras is only practical if you wear them. However, it may not be a great solution if you intend to carry lots of cash. Most men are left with the underwear option. This is a rather primitive method, and basically, there are physical obstacles that limit the wads of notes that can be transported as far as the male anatomy is concerned. There are also grave issues of hygiene to be observed since cash in paper form is a huge source of germs.

3. Keep small bills handy in easily accessible pockets

Have more than adequate money in that familiar coat pocket, purse, or wallet. It would help if when you buy that cup of coffee or while pulling out that airport luggage trolley. Do not attempt to sew up all cash in your undergarments in order to avoid the embarrassment of stripping in public.

4. Carry an anti-theft bag containing your wallet or purse

Carry a front-facing bum if you wish. Never place your valuables or money in a rear or cargo trouser pocket. You may be devastated to find them missing while flying in an airplane, on public land transportation, or even just walking around in crowded, busy places.

5. Use plastic cards i.e., credit or debit over hard cash

Credit or debit cards can be the easiest as well as the cheapest way to pay for things and also withdraw money in the form of local currencies from automated cash machines abroad. It is a very safe mode to limit carrying extra unused money and solves the expensive hassle of having to convert into the local currencies with unfavorable foreign exchange rates. It reduces the leftover foreign currencies that end up in our pockets at the departure gates when leaving the country we just visited. Big-ticket items like expensive souvenirs purchases and entrance fees to tourist attractions premises should be made via credit or debit cards instead of hard cash.

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6. Hoard a handy sum of foreign currency

Change a handy sum of the foreign currency at home before departure on the trip. This will undoubtedly save you time and ultimately substantial fees in commissions for foreign currency exchange. You don’t want to get to a foreign country without any local currency at all.

The $ 64,000 Question Before Traveling

It is only prudent not to carry more money than you are prepared to lose. You may need to make a budget for your trip to cover expenses for accommodation, food & drinks, transportation, and other small miscellaneous costs. With that in mind, the overall estimated budget will determine the minimum amount of cash needed to be carried on your own personal body. Crossing borders with large amounts of money is not illegal, but it can easily lead to unwelcome trouble and delays. Law enforcement officers can question and interrogate on the source and intention of carrying large amounts of money beyond the stipulated limit allowed to be carried on each person. There is the possibility of cash to be impounded if officers believe the money is “questionable.”

How much then is too much money? Legally, you may carry up to $ 10,000 into or out of the United States without the need to declare to U.S Customs and Border Protection. Security and Cross Border Concerns. Avoid traveling with huge stacks of cash. Security scanners can detect paper-based money. Do not attempt to conceal or camouflage thick wads of cash with personal belongings. You may be singled out to undergo a full and thorough inspection. It is recommended to carry large amounts of money in a carry on bag for easy inspection. Duly declare the contents you are carrying, especially if over the allowable non-declared amount or risk having it seized. Be prepared for a possible lengthy interview with law enforcement to explain a large amount of money you intend to carry through. You may miss that all-important connecting flight in the delay.

Always keep a close watch on the carry on bag that contains your valuables and money when passing through a security checkpoint. It will save the day for you.

ResourcesTravelDailyNews, Luggage And Suitcase

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About the Author: Steve Smith

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