Top 8 Advantages of Getting a Home Protection Plan

total home protection

Whenever you buy a living space or upgrade your appliances, you should always get a protection plan. If you already have a home insurance and product warranty intact. There is no need for getting a home protection plan.


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The differences between home insurance and home protection plans are plenty. They can protect the owners from restricted risks like fire breakout, theft, or weather-related damage.

The major difference between product warranty and total home protection plan is that product warranty is for a limited time period, starting from the time you purchase the item. Home protection, on the other hand, can be renewed again and again on a yearly basis.

What is a home protection plan?

Basically, a protection plan is a service contract between owners and company. It assures you for the maintenance, replacements, and repairs of the home systems without including any additional costs.

Most of the plans follow the procedure of maintenance and safety checks. If something suddenly goes wrong with the appliance or product included in the contract. Then the owners will have the benefits of a free service check-up.

Following are the top advantages of a home protection plan:

  1. A protection plan is quite beneficial in terms of the financial form where it protects your home and appliances against the unpredicted and expensive home repairs.
  2. Buying a new total home protection plan helps in reducing the sudden financial burden that most of the owners experience after buying a house.
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Also, it provides relief and peace because, with this plan in place, you can rest assured thinking that the house is protected by a pre-screened network of experts.

Appliance insurance:

For most of the homeowners who are not interested in savings or are saving for other grand expenses, this protection plan or appliance insurance can act as a major relief. A home protection plan is most suitable for those people who do not want to worry about tracking down the contractor during hard times. A home protection plan is also suitable for those who are interested in buying expensive appliances.

  1. Total home protection plans are useful for those who have bought a new home for the very first time and are not very much familiar with the work systems of the new home.
  2. The theory of home protection plan is often discussed at the time of buying and selling. Protection plans assure the owners who do not have a lot of knowledge about the maintenance of the home appliance. Protection plans are helpful for the people who have spent all their savings on buying a new home and who are interested in avoiding big expenses.
  3. Most of the home sellers offer a paid-up one-year protection plan during the purchase of the home to the buyer. The owner does not complain and suffer any kind of problems that may arise after the sales. Home protection plans can prove to be an intelligent money move for those who are more focused on the budget or mostly focus on future financial planning.
  4. During summer and winter times, where homeowners excessively use coolers and heaters. There’s a high chance for these 2 appliances to break out due to overuse.
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As per research, homeowners spend around $150 to $400 on the repairing of these machines. And replacing the whole unit would cost you around $2000 to $4000 which is quite expensive. If the replacement comes under the contract of the home protection plan then you hardly have to pay around $500. Its depending on the amount of your contract that helps in saving a lot of money.

Valuable maintenance:

  1. A total home protection plan also gives valuable maintenance. This policy can also aid you in achieving your bi-annually maintenance cost. It may include services like filter replacement, cleaning coils, electrical connections, etc. By the way, this all service will not cross more than $150. Not only does this policy help in saving your maintenance cost. It also helps in discovering small problems before they turn into bigger ones.
  2. Home protection companies are available 24/7. This means even if you have an emergency in the middle of the night, they are always available to help you out. Plus the coverage can be renewed every year or on a yearly basis.

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